Michael J. Lucia & Associates
Retiring With Confidence
Michael J. Lucia and Associates Provides Financial, Investment, and Insurance Services
For over 26 years Michael J. Lucia CFP®, ChFC®, CLU® and his team have strived to provide exemplary financial management services that help his clients plan for their financial future. “Early in my career I realized that I wanted to grow my company by establishing meaningful, lasting relationships,” Michael said. “This is the part of my business that I really enjoy.” The firm offers a myriad of financial services including retirement income planning, wealth management, investments, brokerage, insurance, annuities, alternative investments, as well as 401K and pension planning.
Michael Lucia and Associates specializes in helping retirees or those approaching retirement to determine if they are on track to “Retire with Confidence.” “One of the most rewarding feelings as a Certified Financial Planner® is to witness a client come to the realization that they have achieved financial security,” Michael said.
Michael Lucia and Associates recognize the difference between a wealth accumulation strategy and a wealth distribution strategy. “This is where other financial advisors and individuals may fall short. They attempt to use the same accumulation techniques that were used while creating their wealth and fail to change their strategy while distributing income for retirement. This is potentially a huge mistake,” Michael proclaimed. “We provide education and advice with the shared purpose of reaching our clients’ financial goals and objectives.”
Michael grew up in Poway playing Little League baseball and Pop Warner football. He attended Poway High School, where he continued to succeed both academically and athletically. He went on to continue his dreams and had the opportunity to play football at California State Long beach for Hall of Fame professional coach George Allen. He is now father to two wonderful children, Vincenzo and Sophia. His wife, Jackie, travels across the country supporting their daughter’s ballet aspirations, while he coaches their son’s elite travel baseball team. “I have really enjoyed being involved locally over the years, and I have a deep love for this community,” Michael said. “I hope that my children will feel the same admiration and continue the Lucia legacy.” Michael is a proud member of the North San Diego Business Chamber.
Michael Lucia attributes his success to the strong relationships he has built with his clients. While Michael J. Lucia and Associates has continued to grow, most of that growth comes from favorable introductions. This means that his clients are confident in his abilities and hold him in high regard while they continue to introduce him to those they care about. “A sound strategy during retirement can be the difference between retiring with confidence and wondering if you will outlive your nest egg.”
Name of Business: Michael J. Lucia & Associates
Owner: Michael J. Lucia
Years in Position: 26
Year of Establishment: 2009
Address: 13400 Sabre Springs Pkwy., Suite 235, San Diego, CA 92128
Description of business: Michael Lucia & Associates is a financial service firm that provides individuals and business owners with financial, investment, and insurance services.
Securities and investment advisory services offered through H.Beck, Inc., Member FINRA, SIPC. H.Beck and Michael J. Lucia are not affiliated.